American National Bank of Texas was established in 1875 in Terrell, Texas. Presently it has branches in Dallas, Collin, Rockwall, Kaufman, Hunt, Johnson and Van Zandt. With an asset worth of more than $1.5 billion it is one of the largest banks in north eastern region of Texas.
The functions of American National Bank of Texas comprise American National Bank of Texas Personal banking, American National Bank of Texas Business banking, American National Bank of Texas wealth management services.
American National Bank of Texas personal banking
American National Bank of Texas personal banking operations include:
- Savings accounts - Savings accounts are categorized into primary savings, minor savings, preferred investments, and star investments
- Certificate of Deposit (CD) and Individual Retirement Account (IRA) - CD is a short or long term secured saving option. IRA is an ideal saving option for retirement benefits
- Personal loans - Personal loans in forms of student loans, secured loans, unsecured loans, cash reserves, and A-line of credit are disbursed by American National Bank of Texas
- Home Loans - Home loans in the ways of Mortgage loans, Home equity loans, and Home equity line of credit are offered by the bank
- On-line banking - On-line banking services are open to all its customers during all the 24 hours of the day
American National Bank of Texas business banking
American National Bank of Texas business banking services comprise:
- Cash Management services - The cash management services comprise account reconciliation service, daily balance reporting, ACH services, wire transfer services, positive pay, cash concentration account, and lockbox services
- Merchant Services and Commercial real estate lending
- On-line banking, Trust Services, Investments and insurances are other business banking operations of American National Bank of Texas
American National Bank of Texas Wealth Management Services
The wealth management services of
American National Bank of Texas include:
- Estate Planning and Investment management services
- Employee benefit services, and Personal trust services
- Corporate trust services
- Custodial services