American Bank of Texas is a private bank owned by Lacy Harber. American Bank of Texas has 16 branches, and has assets worth $906 million. American Bank of Texas operates under three categories American Bank of Texas - Personal Banking, American Bank of Texas - Business banking, American Bank of Texas - loans. American Bank of Texas has branches in Dallas, Frisco, McKinney, Bonham, Denison, Gainesville, Leonard, Pottsboro, Prosper, Sherman and Whitesboro.
American Bank of Texas, Personal Banking
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American Bank of Texas personal banking services include:
- Savings accounts - Savings accounts are categorized into adult accounts and minors under 18 accounts
- Senior accounts - Senior accounts are operative as 'gold accounts', or 'gold NOW' accounts
- Checking accounts - Checking accounts services comprise free checking, basic checking, enhanced checking, money market, NOW accounts, and preferred NOW accounts
- CDs and IRAs - Certificate of Deposits, and Individual Retirement Account are long term savings options under personal banking services
- Electronic Banking - Under electronic banking, American Bank of Texas provides ATM, direct deposit, debit card, 24-hour telephone banking, on-line banking and e-banking facilities.
- Additional services - In additional services the bank provides account research, safe deposit boxes, check recorders, cashier's checks, traveler's checks, travel club, wire transfers, American Express products and gift cards
American Bank of Texas, Business banking
American Bank of Texas business banking services include:
- Deposit accounts - The bank maintains deposit accounts of small business, free small business, commercial money market, commercial NOW services, commercial analysis
- Commercial services - The commercial services comprise on-line cash management, cash management maintenance, merchant credit card processing, payment card services, wire transfers, positive pay, information request
- Remote deposit
- Additional services - Under additional services American Bank of Texas provides business debit card, cashier's checks, check recorders, safe deposit boxes, lock box, sweep accounts, positive pay, and wire transfer
American Bank of Texas, loan services include personal loans, business loans, Small Business Administration Guaranteed loans, real estate loans, and mortgage loans.
