Banks in Texas

Banks in Texas are known for their dynamic services in steering the Texas economy. The banks of Texas aim at making the Texas economy the strongest among the other economies.

For instance the State bank of Texas effectively directed the Texas economy at a time when the economy of Texas was undergoing a recession. The economy was in dire need of a strong banking policy. The Texas economy has the active contribution of not only the state bank but also the other banks of Texas.

Texas First is the first bank in Texas dedicating special and individualized client service. The bank first started operation in the year 1973 with the help of investors formed by Charles T. Doyle. Now the bank has spread its base in the counties like Jefferson, Harris and Chambers besides the towns in Galveston County.

The State bank of Texas was established in 1987 under Chen Patel's dynamic guidance. He was an Indian with no banking experience. At that time the Texas economy was declining and with the help of Chen and his acquaintances the bank had its birth. With the active contribution from the board of directors, the bank now owes assets of about $210 million. The market value of its share is $96 per share. The bank operated among various cultures gradually fostering its growth.

The National bank of Texas had its birth in the year 1889 and has its offices in Kempner, Gatesville, Lampasas, Killeen, Copperas Cove and Hewitt.

First Convenience Bank of Texas

First Convenience Bank of Texas is located in Killeen, Texas. The Bank offers e-mail, on-line, and regular services to its customers.

This bank performs three operations :

1. Personal Banking
   First Convenience Bank of Texas personal banking operations include :
   • Standard accounts - Standard accounts can either be interest bearing or checking accounts.
   • Certificates of Deposits - Certificates of deposits can either of a fixed rate kind or a variable rate kind Internet banking facilities
   • On-line banking services - On-line banking services include on-line investments, electronic banking
   • Direct Deposit facilities - Direct deposit facilities include federal salary, military direct deposit, retired military, social security, veterans affairs compensation, railroad retirement, civil service retirement, dividend or interest, and company payroll

2. Business Operations
   First Convenience Bank of Texas business banking comprises:
   • Interest bearing accounts with commercial checking
   • Commercial money market account
   • Regular commercial checking account
   • Non-profit organization checking account
   • Internet banking

3. Loan Services
   First Convenience Bank of Texas loan operations are exhaustive. They include:
   • Consumer loans - Consumer loans include home loans, home improvement loans, home equity loans, vehicle loans, Certificate of deposit (CD) secured loans, signature loans
   • Business loans
   • Student loans - Student loans include 'parent PLUS' pre-approved loans, 'GRAD PLUS pre-approved loans, and non-government alternative loans

Here is about some other major banks of Texas

• American Bank of Texas

  
  American Bank of Texas is a private bank owned by Lacy Harber. American Bank of Texas has 16 branches, and has assets worth $906 million.The Bank operates under three categories: Personal Banking, Business Banking and Loan services.

• American National Bank of Texas

  
  American National Bank of Texas was established in 1875 in Terrell, Texas. Presently it has branches in Dallas, Collin, Rockwall, Kaufman, Hunt, Johnson and Van Zandt. With an asset worth of more than $1.5 billion it is one of the largest banks in north eastern region of Texas.

• Chase Bank of Texas

  
  This bank is the second largest bank in Texas with an asset worth of $ 23 billion. Texas Chase Bank spread over 125 locations is the number one middle market and corporate bank in Texas.
• First National Bank of Texas
  The First National Bank of Texas is one of the best Texas Banks, which is a repertoire of customized banking. It speaks volumes on customer satisfaction and banking transaction on an informal basis. The services provided by theTexas First National Bank Texas include both personal banking and Business banking.
• Amegy Bank of Texas
  Amegy Bank of Texas with an asset of $ 10 billion is one of the most rapidly growing Texan banks. The Bank started operating in 1990 by Walter Johnson. Amegy Bank of Texas operates in eight southwestern and western states of USA through 600 ATMs and 500 branches.