Amegy Bank of Texas with an asset of $ 10 billion is one of the most rapidly growing Texan banks.
Texas Amegy Bank started operating in 1990 by Walter Johnson.
Amegy Bank of Texas operates in eight southwestern and western states of USA through 600 ATMs and 500 branches.
The services provided by this bank comprise Amegy Bank of Texas personal banking services, Amegy Bank of Texas commercial banking services, Amegy Bank of Texas treasury management services. This bank also provides investment services, mortgage services, wealth management services, and small business banking services.
Amegy Bank of Texas personal banking services
Amegy Bank of Texas personal banking services consist of:
- Savings accounts - Savings accounts are either Personal Savings accounts, or Young Savers accounts.
- Certificate of Deposits (CD) and Individual Retirement accounts (IRA) - CDs of 1 month to 5 year periods, and IRAs of fixed and variable interest rates are issued by Amegy Bank of Texas.
- Personal Loans - Personal loans in categories of Home equity loans, Home improvement loans, Auto loans, Boats and Recreational vehicle loans, Personal unsecured loans
- Credit card offerings - A variety of credit cards viz., Classic, Platinum, College, Young Adult, Platinum Travel, and Secured are issued as per the needs of the customer
- Travelers Cheques and Gift Cheques - Personal services of this bank include issuance of Travelers cheques and gift cheques.
Amegy Bank of Texas commercial banking services
Amegy Bank of Texas commercial banking services are exhaustive. They include:
- Commercial Savings accounts - An interest yielding account, interest being paid on daily collections.
- Commercial lending - Commercial loans are disbursed for buying capital equipments like furniture, machineries, construction of structures and the like.
- Small Business Administration Lending - SBA lending specially designed for small business with easy repayment terms is an important commercial service provided by Amegy Bank of Texas
- Merchant Services - This service enables the trader to accept client payments by credit cards.
Other services provided by Amegy Bank of Texas
Amegy Bank of Texas provides other additional services like
- Investment Services & Mortgage
- Wealth Management and Treasury Management
