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Georgia Mortgage






Borrowers of Georgia mortgage can avail a wide range of products such as purchase money mortgages, home improvement mortgages, home equity credit lines and bill consolidation mortgages.
The rates of Georgia mortgage loans increase in case of higher term periods. The loan rates are highest in case of mortgages with 30 year term periods. The major types available are first mortgages cum refinance loans, loans for first time home buyers and second mortgages.

Georgia Commercial Real Estate Mortgage Loans
The commercial real estate mortgage loans in Georgia provide a number of important benefits such as long term financing at fixed rates and simple underwriting facilities. There are fixed rate loans that are available in flexible term periods of 10, 15, 20 and 25 years.

The commercial real estate mortgage loans of Georgia are cost effective when it comes to legal expenses. The closing processes of these mortgage loans are convenient as well. Borrowers with bad credit histories can be eligible for these loans.

The maximum loan to value ratio of these Georgia mortgages is normally 90%.

Georgia Apartment Mortgage Loans
The apartment mortgage loans available in Georgia are primarily provided for a minimum of five units. These loans allow seller financing facilities besides offering debt service coverage.


The appraisal fees of these mortgage loans are low and the underwriting and lender expenses are economic as well. These loans normally do not require inspections in most of the cases. The borrowers do not need to pay pre-payment penalties even if the property is sold.

Following are some other types of mortgages available in Georgia:
  • Commercial mortgages
  • Mortgages for log cabins
  • Mortgages for investment properties
  • Nonconforming first and second mortgages
  • Mortgages for second homes
  • Mortgages for mobile homes

Top Mortgage Companies of Georgia
Georgia Mortgage Inc. is among the major mortgage providers in Georgia for the past 20 years. The company provides a number of beneficial services for the borrowers such as no obligation analysis of their financial requirements. It offers online application facilities as well.

Following are some of the other leading mortgage providers of Georgia:
  • Mortgage Base
  • Lend Lease Real Estate Investments
  • Bovis Lend Lease
  • Fidelity National
  • Exclusive Metro Mortgage



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