In Hawaii average expenditure on auto insurance stood at $774.39. Sale Of annuities insurance reached a record $27.3 billion in 2005. There were 2,700 property/casualty insurance companies in the United States in 2004, compared with 2,749 in 2003.
Among all kinds of insurance e that are available, the ones most needed by all and ignored to a greater extent, are insurance policies for natural disasters.
According to the (NUIDS) National Underwriters Insurance Data Services, direct premiums written for earthquake coverage in California, amounted to $776 million in 2005, representing a little less than half of total U.S. earthquake premiums of $1.67 billion. Private insurers accounted for about 30 percent of the earthquake insurance market in California that year.
The U.S. market for earthquake insurance showed a 5.5 percent increase in direct premiums written in 2005, compared with the previous year.
Insurance Policies in Hawaii
Insurance policies issued by the various companies differ from state to state. However there are some features which are applicable to all states including the state of Hawaii. They are:-
Declaration Page:
This page names the holder of the policy, describes the asset or liability being insured, the type of coverage that is offered and the limits of the policy.
Insuring Agreement: Describes the subscriber duties, and rules that he/she must follow.
Conditions of Policy: Mentions the damages that will be due in event of loss to said property
Exclusions: names the type of assets and damages to assets or losses that are not covered by the said property
If you want to seek insurance quotes online , you can also look into the following sites
https://www.quotesauction.com
http://www.quicklyquoteme.com
http://www.1800insurancect.com
http://www.Insurance-Compare-Save.com
http://www.connectingbenefits.com
http://www.alowcostdentalplan.com
Here is a list of insurance companies in Hawaii:-
AAA Hawaii
1130 N Nimitz Hwy Rm A170
Honolulu, HI 96817
(808) 550-4650
Aflac
1132 Bishop St Ste 2101
Honolulu, HI 96813
(808) 521-3522
Aflac Benefits by Design
1136 Union Mall
Honolulu, HI 96813
(808) 526-4440
All American Life/Hawaii Inc
1580 Makaloa St Ste 1111
Honolulu, HI 96814
(808) 955-4422
Allstate Insurance
1314 S King St Ste 752
Honolulu, HI 96814
(808) 593-8342
Allstate Insurance
1806 S King St Ste 32
Honolulu, HI 96826
(808) 941-2886
American Mutual Group
1357 Kapiolani Blvd Ste 1000
Honolulu, HI 96814
(808) 522-8650
American Pacific Insurance Company
Honolulu, HI 96813
(808) 545-2454
First Hawaiian Bank
Honolulu, HI 96813
(808) 525-6280
First Hawaiian Insurance
Honolulu, HI 96813
(808) 643-4344
First Hawaiian Insurance Inc
999 Bishop St
Honolulu, HI 96813
(808) 525-6280
Guardian
Honolulu, HI 96813
(808) 553-8445
Hawaiian Insurance & Guaranty Company Limited
1001 Bishop St Ste 500
Honolulu, HI 96813
(808) 536-2777
Metlife Financial Services
1099 Alakea St Ste 1500
Honolulu, HI 96813
(808) 537-5433
National Interstate Insurance
1001 Bishop St Ste 600
Honolulu, HI 96813
(808) 536-3366
Pacific Guardian Life
Honolulu, HI 96813
(808) 942-1212
Pacific Guardian Life
1440 Kapiolani Blvd Ste 1700
Honolulu, HI 96814
(808) 955-2236
Primerica
2828 Paa St
Honolulu, HI 96819
(808) 834-2808
Primerica
3049 Ualena St Ste 101
Honolulu, HI 96819
(808) 833-5880
State Farm
1040 S King St Ste 105
Honolulu, HI 96814
(808) 596-0551
State Farm
1451 S King St
Honolulu, HI 96814
(808) 949-1233