The U.S insurance industry consists of 1600 life and health insurance and 3000 non-life property/casualty insurance companies. It is the worlds largest insurance market and accounts for more than one third of world wide premiums which stood at $2.2 trillion on 1998.
The USA insurance industry employs 909,000 in the life/health insurance sector, 63500 in the property/ casualty insurance sector and 706,000 in brokerage activities, agencies and other insurance related services.
As opposed to the 859 properties and casualty insurers operating in the other states of USA, Georgia had just 38 properties and casualties insurers as on 2005. Total written premiums for all P&C insurers in Georgia stood at $12,262,721,829 and workmen's compensation stood at $1.2 billion.
Life insurance guarantees the beneficiary's dependents a certain some of money in the event of death of the insured or to the insured after the lapse of a specified time period.
Life Insurance in Georgia can be of many kinds. They are:-
Whole Life Insurance: In this kind of policy the insured is required to pay a certain amount of sum as premium on an annual basis. The policy covers the individual until the time of his death or up to the age of 90 or 100.
Term Insurance: Term life insurance is said to be the most affordable among all kinds of insurance available. Here the benefits are paid only after the demise of the insured.
Universal Life Insurance: This type of insurance was introduced in the 1980s as a high interest alternative to whole life insurance. This policy provides a bigger set of investment choices and higher projected interest rates.
Current Assumption Life Insurance: In this policy a fixed annual premium is paid for the duration of the plan. The policy holder receives a fixed rate of interest on the premiums paid, less the cost of insurance.
Riders and Options: Insurance policies which provide the option of adding additional conditions and clauses for more coverage. For example an individual can avail of the accelerated benefits option which allows the policy holder to receive one-fourth the policy value prior to his death if he is struck by illness of serious nature.
The major players in the Insurance industry in Georgia are:
- Aflac
- Atlanta Life Insurance Company
- Atlantic American Corporation
- Life Insurance Company of Georgia
- Primerica Financial Services
The address and other contact details of some Life Insurance Companies are provided
below:-
ATLANTA
American General Life & Accident Insurance
800 Spring St NW
Atlanta, GA 30308
(770) 267-9000
American General Life & Accident Insurance Co
440 Moreland Ave SE
Atlanta, GA 30316
(404) 622-1511
Ameritas Life Insurance Corporation
Atlanta, GA 30303
(770) 448-3344
Delta Life Insurance Co
4370 Peachtree Rd NE Ste 500
Atlanta, GA 30319
(404) 231-2111
General American Life Insurance Co
3678 N Peachtree Rd Ste 200
Atlanta, GA 30341
(770) 451-003
Guardian Life Insurance
1 Ravinia Dr Ste 1750
Atlanta, GA 30346
(770) 481-0249
Guardian Life Insurance Company of America
4170 Ashford Dunwoody Rd
Atlanta, GA 30319
(404) 250-0850
Massachusetts Mutual Life Insurance Co
1050 Crown Pointe Pkwy
Atlanta, GA 30338
(770) 668-0232
Massachusetts Life Insurance Co
1050 Crown Pointe Pkwy Ste 1000
Atlanta, GA 30338
(770) 393-8586
Mutual Savings Life Insurance Co
1675 Virginia Ave Ste 102
Atlanta, GA 30337
(404) 767-8199
Mutual Trust Life Insurance Co
Atlanta, GA 30303
(404) 347-8044
Mutual Trust Life Insurance Co Rgnl Ofc
Atlanta, GA 30303
(404) 347-8044
Primerica Financial Service
487 Highway 138 SW
Atlanta, GA 30303
(770) 477-6183
Primerica Financial Services
116 Peachtree Cir NE
Atlanta, GA 30309
(770) 487-6226
Primerica Financial Services Regional Office
2184 Rawlins St SW
Atlanta, GA 30303
(770) 985-7012
MACON
Aflac
2733 Sheraton Dr Ste 180
Macon, GA 31204
(478) 745-6137
Aflac
4901 Forsyth Rd
Macon, GA 31210
(478) 477-0921
Allstate Insurance
1755 Shurling Dr
Macon, GA 31211
(478) 741-9987
Allstate Insurance
3355 Pio Nono Ave Ste 7
Macon, GA 31206
(478) 788-5331
Amerilife Health Services of Central Georgia Inc
4357 Forsyth Rd Ste 140
MacOn, GA 31210
(478) 405-0016
Blue Cross Blue Shield of Georgia
MacOn, GA 31201
(478) 745-4741
Nationwide Insurance
1765 Shurling Dr
MacOn, GA 31211
(478) 745-2541
Nationwide Insurance
2367 Ingleside Ave
MacOn, GA 31204
(478) 742-3400
New York Life Insurance Company
3920 Arkwright Rd Ste 160
MacOn, GA 31210
(478) 477-3222
Primerica Financial
4480 Riverside Dr
MacOn, GA 31210
(478) 474-1314
Primerica Glover World Wide Network
3312 Northside Dr
MacOn, GA 31210
(478) 757-9888
Primerica/Tony Fair
3312 Northside Dr
MacOn, GA 31210
(478) 405-9614
State Farm
3783 Mercer University Dr
MacOn, GA 31204
(478) 474-3355
State Farm Inc Companies
5960 Zebulon Rd
MacOn, GA 31210
(478) 474-3135
State Farm Ins Companies
1425 Bass Rd Ste 200
MacOn, GA 31210
(478) 477-8011
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