Medical Insurance in Alabama

Medical insurance is the type of insurance wherein an individual and his/her family or a group of people (such as employees) are being insured against any kind of disease/illness or injury. In Alabama, the US, medical insurance services are offered by various companies, both on long-term and short-term basis.

Alabama Medical Insurance Services include:

• International services with several insurance companies offering a broad range of products

• 24 x 7 professional customer service

• Licensed insurance agents to answer enquiries

• Free online health insurance quote

• Complete privacy of health insurance subscriber information

• Provision of downloading medical insurance policy brochure

• Insurance for all US residents (new immigrants, H1B, H4 visa, J1 / J2 scholars, green card holders)


Types of Alabama Medical Insurance:

1. Short Term Policies:

These insurance plans are available for individuals having gap in their health insurance coverage. People who opt for such medical insurance policies are mostly those who are working between jobs, waiting for employer group coverage, are on strike, recent college graduates and the like (such plans are offered by Assurant Health Short Term Insurance).


Again there is the HPA Secure Short Term Medical Insurance which provides insurance to the insured and his/her family. Such plan covers physician services, surgery, outpatient and inpatient care and is suitable for those who are between health insurance plans, a college student or fresh graduate, a part-time or temporary employee, unemployed or laid off.

2. Long Term Policies:

Alabama health insurance also offers long-term health insurance plans. Such plans are offered by Golden Rule Insurance (it provides health insurance products specifically for individuals across America) and Assurant Health Right Start Insurance (covers visit to the doctor, paying for a prescription, serious medical care, and others).