Best Short Term Health Insurance

Short-term health insurance plans provides coverage for a small period of time, and might be an answer for those between jobs or those waiting for other health insurance to start. Generally Short-term plans present coverage up to six months. Some plans also offer coverage up to 12 months.

The application process for short-term health insurance is quite simple. Short-term health insurance plans are planned to offer protection against unanticipated accidents or illnesses. It normally does not include coverage for preventive care, physicals, immunizations, dental or vision care. Enrolling for a short-term medical insurance plan makes a person ineligible for HIPAA Plans. HIPAA (Health Insurance Portability and Accountability Act) plans are expensive and are generally made for people with pre-existing medical conditions.

Short-term health insurance plans exclude pre-existing medical conditions like diseases that have been diagnosed or treated within the previous 3 to 5 years.Short-term health insurance plans gives the option of payment through monthly installments, or in a single up-front payment which costs lower than monthly plans.