United Health Care

Company Profile :

Founded in 1977, the United Health Care (formerly called United Health Care ) is the second largest health insurer in the United States (after Wellpoint, Inc.). The company has made efforts for innovative and easily-accessible health care coverage for all Americans, ranging from introducing first network-based health plan for seniors in 1979 to that of new-generation consumer-driven health plans such as Definity HRA and Definity HSA, in 2005. The UnitedHealth Group Incorporated health care company is the parent company of United Health Care, the second largest health insurer in the United States (Wellpoint, Inc. is the largest). Presently, United Health Care, along with its sister company Uniprise, Inc ., maintains more than 470,000 physicians and 4,500 hospitals across all 50 states in the US and in four international markets. United Health Care has recently purchased PacifiCare.

Products and Services :

1. Life Insurance including:

• Basic Life Insurance

• Accidental Death and Dismemberment (AD&D) Insurance

• Dependent Life Insurance

2. Medical Insurance including:

• Individuals and Families Plans (Health care coverage for families and individuals under age 64 are available through Golden Rule Insurance Company) including Copay Plans, Health Savings Account Plans, High Deductible Plans, Short Term Medical Plans

• Group Plans (for groups of any size)

• Medicare Plans covering older adults and people with disabilities

3. Dental Insurance including:

• Options PPO

• Managed Indemnity

4. Vision Insurance including prevention, examination, and prescription vision programs

5. Disability Insurance (including Short and Long Term Disability, Voluntary Disability , Optional enhancements such as specific disease and key employee benefit riders)

6. United Health Care Children's Foundation covering children needing medical help