The basic aim of travel insurance is to protect travelers against unique risks associated with travel. Travel insurance covers certain losses, costs, and medical expenses incurred by a person (while he is on travel) which are not covered by regular medical insurance. Travel insurances can be arranged at the time of booking a trip to cover the duration of that trip, or, a continuous insurance can be purchased from insurance companies or banks, to cover all traveling to be made during the period for which the insurance was obtained.
Travel insurance can cover costs of:
baggage and personal effects/loss
baggage delay
daily allowance for hospitalization
emergency evacuation
financial emergency assistance
hijack distress allowance
medical expense
missed connection
passport loss
personal accident
study abroad for students
travel delay
travelers assistance
trip cancellation
trip interruption
(worldwide) cashless hospitalization
Apart from the regular one insurance, separate travel insurance can be bought to include costs like:
High risk sports (e.g. skiing, scuba-diving)
Travel to high risk countries (e.g. due to war or natural disasters)
Some of the travel insurance agencies are:
Travel Insurance India (offering IMG Visitors Care Plan, IMG Patriot Travel Medical & Evacuation Insurance , Trip Cancellation & Interruption with IMG Patriot TRIP Plans, Flight Accident Insurance Policy, and so on)
TravelSafe Insurance (offering Protect-A-Group Tour Insurance, Medical Coverage for Non-US Citizens, Flight Insurance)
Travel Guard Insurance (offering Cruise Guard, Air Ticket Protection, Flight Guard)
Travel Insured (offering Trip Cancellation & Interruption Plan, Travel Medical Plan, Group Travel Protection , Airline Ticket Protection)
You can explore the following link for more information:
Temporary Insurance
For more information on travel insurance, please refer to www.mapsofworld.com .
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