The St. Paul Travelers Companies, Inc

Company Profile :

The St. Paul Travelers Companies, Inc. (NYSE: STA ) was formed in April, 2004, with the merger of The St. Paul Companies and Travelers Property Casualty Corporation . The St. Paul Travelers Companies, Inc. is the second largest underwriter of commercial property casualty and personal insurance in the US (it is headquartered in St. Paul, Minnesota and has a major operation base in Hartford, Connecticut). The company with a workforce of 32,000 offers insurance through three segments - commercial, specialty, and personal. The company has been rated high by rating agencies, such as A.M. Best, Fitch, Moody's, on grounds of financial strength.

Products and Services :

1.Personal Insurance including:

• Auto Insurance (Travelers Auto Policy provides collision coverage, comprehensive coverage, bodily injury liability coverage, property damage liability coverage, uninsured/underinsured Motorist coverage, and others)

• Home Insurance (including Home Insurance, Condominium Insurance, Flood Insurance, Renters Insurance )

A. Travelers Homeowners Insurance policy protects home, detached structures, personal belongings, loss of use, and others

B. Travelers Condominium Insurance policy protects Furniture, Clothing, Aplliances, Personal Belongings, and others

C. Travelers Flood Insurance policy offers building coverage, contents coverage, property protection, and others

D. Travelers Renters policy covers furniture, clothing, appliances, personal belongings, and others

2. Business Insurance:

• Commercial Insurance (such as Agribusiness, Trucking Insurance, and others)

• Specialty Insurance (such as Construction, Financial Institutions, and others)

3. Other Insurance programs [including valuable items, umbrella (excess liability), identity theft protection, and others]