Apart from insurance for human beings (life insurance, health insurance, and others) or for properties (car insurance, home insurance, and others), there are even arrangements for insurance for pet animals . Pet Insurance is the insurance which pays the veterinary costs if one's pet is ill, injured due to an accident, or in case it has died, or is lost or stolen (all payment towards a claim have to be made by the pet owner). It does not cover veterinary treatment like vaccination and neutering.
Pet insurance largely means insurance for dogs and cats, with some special insurance available for horses. (Insurance agency like Veterinary Pet Insurance covers other exotic animals also like chameleons and turtles). Such insurance are more practiced in developed countries and insurance cover policies differ from company to company.
Nature of Pet Insurance Policies :
Generally pet insurance policies limit the (insurance) amount payable by either:
• capping the total sum payable annually
• placing limit per illness or accident
• placing cap per claim (after limiting the claim period to a year)
Some Pet Insurance Agencies:
• Veterinary Pet Insurance (VPI) is the oldest and largest pet insurance company in the US. It covers birds and other animals (from goats to extra large snakes) besides dogs and cats. Besides over 6400 illnesses, injuries and accidents, VPI also gives additional coverage for preventive care such as vaccines, flea control, and others. For cats and dogs, VPI offers VPI Superior Plan, Vaccination and Routine Care Coverage, and VPI Standard Plan. For birds it offers VPI Avian and Exotic Plan for Birds, and other kind of animals, there is VPI Avian & Exotic Plan for Exotic Pets. [Contact: Phone: (800) 872-7387 ext. 5652, Email: mediainfo@petinsurance.com, Address: P.O. Box 2344, Brea, CA 92822-2344]
• Embrace Pet Insurance
• Pet Quote Pet Insurance in the UK (It offers pet insurance for cats and dogs from Pet Plan and Pinnacle Pet Insurance )
• In India the concept of pet insurance is still not very popular unlike other forms of insurance. There are a few insurance agencies in India that provide pet insurance such as: Oriental Insurance, United India Insurance, and National Insurance .
For more information, please explore the following link:
• Dog Insurance
