Care First Blue Cross Blue Shield

Company Profile:

The largest health care insurer in the Mid-Atlantic region, employing 6,000 employees in various parts of the US and serving more than 3.3 million members, CareFirst, Inc. is not-for-profit parent company of Care First of Maryland, Inc. and Group Hospitalization and Medical Services, Inc., affiliates which conduct operation as Care First BlueCross BlueShield . In 2000, Care First entered an affiliation with Blue Cross Blue Shield of Delaware, leading to an expansion of the company's size and regional service area throughout the mid-Atlantic area. In 2001 Care First had announced conversion to for-profit status and be acquired by WellPoint Health Networks of Thousand Oaks. The company's reputation is also reflected by the fact that it has received seven consecutive national Brand Excellence awards (for customer service, financial strength, membership growth and promotion of the Blue name) and had also received an "Excellent" rating from the National Committee for Quality Assurance (NCQA) for its BlueChoice HMO and BluePreferred PPO. Some of other affiliates and subsidiariesv of Care First that sell products including health insurance are NCIA Insurance, Delmarva, and National Capital Administrative Services Inc. (NCAS).

Products and Services :

1. Individual Health Insurance Plan ( Individual Express for self-employed, for those who

Are not provided insurance by their employers, or those who are retired)

2. Employers and Benefit Manager Plans:

• For employees (in Maryland and National Capital Area) includes:

• Medical Plans like:

• Health Maintainance Organization (HMO) [including BlueChoice HMO (Referral-based), BlueChoice HMO Open Access]

• BlueFund Consumer Directed Health Care (CDH) [including BlueChoice HMO HRA (Open Access), BlueChoice HMO HSA (Open Access), BlueChoice Opt-Out Plus HRA (Open Access), BlueChoice Opt-Out Plus HSA (Open Access), BluePreferred HRA, BluePreferred HSA]

• Point of Service (POS) [including BlueChoice Opt-Out Open Access (POS), BlueChoice Opt-Out Plus Open Access (POS), Maryland Point of Service (POS)]

• Basic Preferred Provider Organization (PPO) [including BluePreferred (PPO)]

• Preferred Provider Organization (PPO) [including BluePreferred Limited Benefit Plan (PPO), Preferred Provider Organization (PPO/PPN), Select Preferred Provider Plan (PPO)]

• Dental Plans like:

• CareFirst BlueChoice Discount Dental Program

• DHMO Dental

• Regional Preferred Dental (PPO)

• Regional Traditional Indemnity Dental

• Vision Plans like:

• BlueVision

• BlueVision Plus

• Special Programs and Multi-Plan Options like:

• BlueWorldwide Expat (BWE)

• Blue Selections

• Flexible Spending Accounts (FSA)

• Premium-Only Plan (POP)

3. CareFirst BlueFund BlueChoice Plans (including Consumer Directed Health Plans)

4. Wellness Programs (including blood pressure management, smoking cessation, weight management program, and others)

5. Family Health Plans (for children, men, older people, women)

6. Disease Management (dealing with asthma, diabetes, heart health)

Contact :

CareFirst Headquarters

10455 and 10453 Mill Run Circle

Owings Mills, MD 21117

Call: (410) 581-3000