Blue Cross and Blue Shield of Louisiana

Company Profile :

Blue Cross/Blue Shield of Louisiana (BCBSLA) began its journey in February 1934 in New Orleans when representatives of six area hospitals came together and formed the Hospital Service Association of New Orleans, to begin a form of pre-paid hospital care. The Mutual Hospital Service of Shreveport was formed in 1934 and in 1938, the Hospital Service Association of Alexandria and of Baton Rouge were formed. In 1948, all of the three had converged to form the Louisiana Hospital Service, and it was approved by the American Hospital Association as a Blue Cross Plan and began doing business as Blue Cross of Baton Rouge. On the other hand, the Hospital Service Association of New Orleans became licensed as Blue Cross of Greater New Orleans in 1958. The two organizations got united in 1975 to form the Louisiana Health Service & Indemnity Company, doing business as Blue Cross of Louisiana. On January 1, 1985, the company began doing business as Blue Cross and Blue Shield of Louisiana . It had created Southern National Life Insurance Company, Inc. in 1994 and in 1996, the company reactivated its subsidiary HMO Louisiana, Inc. Headquartered in Baton Rouge, Blue Cross and Blue Shield of Louisiana employs 1,400 Louisianians and maintains district offices in Alexandria, Baton Rouge, New Orleans, Shreveport, and others.

Products and Services :

1. Individual and Family Plans including:

• Blue Max (comprehensive individual major medical plan that helps in paying for covered everyday expenses, as well as hospitalization)

• BlueSaver (High-deductible health plan combined with a health savings account (HSA)

• BlueSelect (includes basic catastrophic coverage along with prescription drug and wellness benefits)

• BlueVALUE (features basic coverage for large, unplanned medical expenses, such as hospital stays and surgery)

• BlueChoice 65 (series of Medicare supplement plans designed to pay for many expenses uncovered by Medicare)

• Variable Income Plan (VIP) (supplements regular health care coverage by paying dollars-per-day for any covered hospital stay)

• BlueChoice 65 SELECT (offers the freedom to choose almost any doctor and lower premiums by using a select network of hospitals)

• LTCBLUE (long-term care insurance plans offering flexible coverage)

2. Group Plans including:

• GroupCare (features PPO and traditional-style plans with broad provider networks)

• BlueSaver (high-deductible health plan that works with HSAs as a savings fund for tax-qualified medical expenses)

• TrueBLUE (comprehensive budget-friendly health care program that features a series of plans designed to meet health care needs)

• Advantage Blue (works like an HMO wherein high-level benefits are received on giving in-network care

• Blue Chip [ benefit package endorsed by the Louisiana Association of Business and Industry (LABI)]

• Administrative Services Only (ASO) (offered by Blue Cross and Blue Shield of Louisiana and HMO Louisiana, Inc. for third-party claims administration services)

• Dual choice [Special option] (allow employers to offer health insurance at reduced costs and provide better coverage)

• We've Got a Blue for You [Special option] (suitable for large employer)

3. Life and Disability Plans including:

• Group Term Life Insurance (for employees)

• Accidental Death and Dismemberment (AD&D) Insurance

• Dependent Life Insurance (for full-time active employees working 30 hours or more per week)

• Short-Term Disability Insurance

• Long-Term Disability Insurance (for full-time employees working 30 hours or more per week)

Contact :

Corporate Headquarters main number: 225.295.3307

Main fax 225.295.2054