Blue Cross and Blue Shield of Minnesota

Company Profile :

Established in 1933, the Blue Cross and Blue Shield of Minnesota aims to promote a wide, economical and timely availability of health services for the inhabitants of Minnesota. As the largest health insurer in Minnesota, Blue Cross and Blue Shield of Minnesota provides health coverage to nearly 2.8 million members besides serving more than 125,000 members enrolled in government-sponsored programs and nearly 185,000 members enrolled in Medicare programs. The company is also one of the first in the US to have offered consumer-directed health plans.

Products and Services :

1. Individual and Family Plans including:

- Traditional plans ( Aware Care featuring maximum of $5 million lifetime coverage, prescription drug coverage, worldwide coverage, optional dental plan at special rates, and others)

- Options Blue (featuring preventive care, worldwide coverage, optional dental plan at special rates, and others)

- Short-Term Coverage ( Insta-Care features children's health care, 3 deductible and 3 out-of-pocket maximum options, maximum of $1 million lifetime coverage, and others)

- Long-Term Care Coverage ( LTC Blue featuring nursing facility care, home care, assisted-living care, and others)

2. Group Plans:

- For 2-50 Employees include:

- Consumer Directed Plan ( Options Blue covering preventive care, office visits, x-rays, surgery, hospital stays, prescription drugs)

- Open Access ( Aware Gold Plan , Aware Gold with copay Plan , and others)

- Primary Care (offering benefits of managed care)

- Group Long Term Care Coverage (features nursing facility care, home care, adult day care, assisted-living care, and others)

- For over 50 Employees include:

- Consumer Directed Plan (covering preventive care, office visits, x-rays, surgery, hospital stays, prescription drugs)

- Open Access (including Aware Gold, Aware Gold Limited, Aware PPO )

- Primary Care (including Preferred Gold with deductible and Preferred Gold with copay )

- Group Long Term Care Coverage (features nursing facility care, home care, adult day care, assisted-living care, and others)

3. Coverage for Minnesota-based employers (including nationwide coverage, extensive provider contracts across the country and around the world through BlueCard)

4. Medicare Plan including:

- Senior Gold Plan (covering all Medicare coinsurance and deductibles)

- MedicareBlue PPO (low-cost plan combining and expanding Medicare medical, hospital and drug coverage)

- MedicareBlue Rx (offers standard Medicare Part D or two enhanced drug coverage options)

- Extended Basic Blue (covers Medicare coinsurance and deductibles, extra days in a skilled nursing facility, and others)

- Basic Medicare Blue (makes up for Medicare coinsurance gaps for hospital and medical services)

5. Medical Assistance Programs including:

- MinnesotaCare (for those having no access to affordable health care coverage)

- Prepaid Medical Assistance Program (provides health care services for low-income families, children, pregnant women and people aged 65 years or older or are disabled)

- Prepaid General Assistance Medical Care program (covers medical care for Minnesotans who do not qualify for medical assistance or other state-funded or federal health care programs)

6. Other Health services including:

- Acupuncture, massage and health product discounts

- Drug discounts

- Eyewear discounts

- Fitness discounts

- Laser vision correction surgery discount

- MinuteClinic coverage

- Weight Watchers discounts

Contact :

- Call: (651) 662-8000

Toll Free: 1-800-382-2000

TDD: 1-888-878-0137

- Address:

Blue Cross and Blue Shield of Minnesota, PO Box 64560, St. Paul, MN 55164-0560