MEMPHIS ESSENTIAL SERVICES

Real Estate Agents: In recent years, the real estate market of Memphis has surged ahead due to a strong economy and healthy population growth. It is expected that the industrial market will continue to grow in distribution, manufacturing, and high-tech facilities. The office market is also forging ahead with several speculative projects being developed by developers in the area. Memphis ranked as among "America's Top 40 Real Estate Markets" for the fourth consecutive year in 2003 according to Expansion Management magazine. If you are thinking of relocating to Memphis, you will need to find a house there. Some of the reputed real estate broker firms of Memphis that you can contact for this purpose are Capital Farm Credit, RE/MAX Elite of Memphis, and East Memphis Realty Inc.

Educational Institutions: Some institutions of higher learning in Memphis city are University of Memphis, Rhodes College, Le Moyne-Owen College, and Christian Brothers University. The University of Memphis was established in Memphis in 1912. Today, it has 200 buildings at five sites in the state of Tennessee. According to an estimate of fall 2004, there are 20,668 students enrolled in this university. The Rhodes College is a four-year private liberal arts college located in Memphis, which was founded in 1848. There are about 1,500 students enrolled in this college.

Banking System: Some of the banks, which have a presence in Memphis, are Bank of America, National Bank of Commerce, First Alliance Bank, First Tennessee Bank, Fidelity National Bank, National Bank of Commerce, and Tri-State Bank of Memphis.

Currency Exchange: The Foreign Exchange Market, better known as FOREX, is a worldwide market for buying and selling currencies. It handles an enormous amount of transactions 24 hours a day, five days a week. The amount of money that is exchanged daily is approximately worth $1.5 trillion (US Dollars).

The Foreign Exchange Market was established in the year 1971 with the abolishment of fixed currency exchanges. While these transactions are carried out by financial companies, at an individual level a person may need to exchange the currency of his native country with the currency of the country he is traveling to in order to carry out financial transactions in the country he is traveling in.

Insurance: Nowadays, insurance companies offer insurance policies covering house, contents, car, health, travel, and even pets. While traveling, it is always advisable to take out an insurance policy covering loss of baggage and the cost of medical care abroad. In addition, if you want to hire a vehicle to travel in a foreign country, you may be required by the law of the country to take out an auto insurance policy before being allowed to hire a vehicle. Some of the insurance companies in Memphis you can take out an insurance policy with are Allstate Insurance, GEICO Insurance, and Farmers Insurance.

Health System: The world famous medical research facility, St. Jude's Children's Research Hospital, is located in Memphis. Several other reputed medical centers are also located in Memphis. Some of these are University of Tennessee Health Science Center, Southern College of Optometry, and Baptist Memorial College of Health Sciences. St. Jude's Children's Research Hospital is a world-famous pediatric center, which specializes in treating children's catastrophic diseases. In the year 1996, Dr. Peter Doherty of this hospital won the Nobel Prize in Physiology or Medicine.