Zurich Insurance companies offer different insurance policies related to health, life and general insurance. The Insurance companies of Zurich provide products and services that fulfill the requirements of corporate, individual and commercial customers. Various types of insurance policies offered by the different companies are:
- Life insurance
- Disability Coverages
- Property insurance
- Health insurance
- Travel insurance
- Automobile insurance
Among these health care and accident insurance, vehicle liability insurance and social security for employees come under the category of obligatory Insurances in Switzerland. People who are interested to purchase insurance can do so through a consultant who represent these insurance companies, over the telephone, planners, or through insurance brokers or agencies. Internet is another way to buy an insurance policy by comparing the different offers from different insurance companies.
Life Insurance in Zurich
There are many Life insurance companies in Zurich that are licensed to carry insurance business in Switzerland. The whole-life insurance policy covers death due to illness or accident. One can either insure himself, or any of his family members or other beneficiaries up to a pre-determined amount if the risk event occurs. Some of the life insurance companies are:
- Swiss Life, 8022 Zürich
- Allianz Suisse Vie, 8022 Zürich
- Zürich Lebensversicherungs -Gesellschaft, 8036 Zürich
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- Skandia Leben AG, 8034 Zürich
- UBS Life AG, 8098 Zürich
Health care and accident insurance in Zurich
As per the health care insurance law, within 3 months after entering Switzerland, a person staying in Zurich has to have a health insurance policy for himself and his family members, which would also include accident insurance. If a person is employed in a Swiss company, he will be covered by an obligatory accident insurance through his employer. Health care insurance comprises of two parts: the obligatory basic product, which is mostly the same for every employer, and supplemental insurance, which is not obligatory. Supplemental insurance coverage includes various other services like:
- Admission in private or semi-private hospital rooms
- Insurance coverage for dental care
- To freely choose the hospital and doctor
- Avail better level of service in a course of treatment or medicines, etc
Travel Insurance in Zurich
One should always have travel insurance if he is visiting Zurich for business or pleasure. Travel insurance is the best way to protect yourself against medical costs due to illness, injury or even against theft during traveling in the city. Some of the different types of travel insurance policies are lost-luggage insurance, trip interruption insurance and trip cancellation insurance.
The Zurich Insurance Companies offer all kinds of insurance policies to their customers taking into consideration the requirements of both the local people and the international customers.
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