Paris insurance can be availed for both movable and immovable property. The different types of insurances in Paris are home insurance, medical insurance, car insurance and also life insurance. The insurance market in Paris is flooded with private insurance companies, agencies and brokers. These companies offer different kinds of insurance policies to suit specific individual need of the clients.
For the citizens of Paris it is mandatory to avail home and car insurance. GAN, AGF and UAF are state joint stock companies, which control the insurance market of Paris. MACIF, GMF and MATMUT are other competitors in the market. These companies do not use agents and brokers and therefore offer service on a relatively low price than other companies. British insurance giants like the Commercial Union and General Accident represent the international insurance companies in Paris.
Home Insurance in Paris
Contrat Multirisque habitation is a common form of home insurance in Paris. This insurance offers coverage for the house in case of natural calamities like storm, flood and earthquakes or disasters like fire and storm. Insurance of valuable objects are only available up to a certain percentage of the total value of the materials insured. In most of the cases, it is generally 30 %. In case of insuring a holiday home in France, the principal residence needs to be insured first. Premiums vary according to the policies.
Car Insurance in Paris
Three types of car insurance are available in Paris;
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third party, third party including fire and theft and lastly the comprehensive cover. Tourists or visitors wishing to drive in Paris must posses the green insurance card and tax disk. The amount that can be recovered from these insurances depend upon the extent of the accident and the claims record. Claims record can be proved by a foreign national only by producing the last photocopy of the last renewal notice of insurance with the foreign company.
Life Insurance in Paris
Several life insurance policies in Paris protect one's family against serious losses. These policies also offer certain amount of tax savings. The insurer guarantees a capital sum on expiration of the contract provided the premiums have been paid timely and regularly. The policy holder should nominate a beneficiary, so that the sum insured gets transferred to the beneficiary in case of the untimely death of the policy holder.
Arkansas Valley Agency, Inc., Doyle O. Philmon, Logan County Insurance Agency, Arkansas Valley Agency, Peggy Boyd Insurance Agency and Andrews Agency Inc are some of the renowned auto insurance companies in Paris.
Insurance lawyers and attorneys of Paris specialize in fighting cases of dispute regarding insurance. They offer a varied range of service.
Paris insurance tends to cover important aspects of the life of people living in the city. Different kind of policies lend a sense of security and provide monetary coverage in case of loss or damage of any type of property.
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